Do I need to have employees to offer benefits?

From small to large businesses, offering employee benefits to retain top talent is essential! But how small is too small to write group benefits for your company?

Most carriers consider a business for group coverage when you have at least two eligible employees, including the owner. Usually, the two people must be either an owner or a W2 employee. Carriers will require proof of an employer/employee relationship, such as a wage and tax report or an operating agreement listing the names of the owner(s).